Dental and Drug Plan


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Issue ages: 16 and over

The insured must also enroll to the EXTENDED HEALTH BENEFIT. Suggested Fee Guide for Dental Services for General Practitioners (in effect on the date the services were rendered)






Preventive care

First calendar year 70%
Second calendar year 75%
Thereafter 80%

Basic care

First calendar year 70%
Second calendar year 75%
Thereafter 80%
Major restorative benefits

Third year this benefit is in effect 50%, up to a maximum of $500 per calendar year.

This maximum limit is within and not in addition of, the maximum overall reimbursement.

• Extensive restorative procedures
• Prosthodontic services removable
• Prosthodontic services fixed bridge

Maximum overall reimbursement (per insured)

First calendar year $750
Second year $1 000
Subsequent calendar years $1 250

Basic or Deluxe Drug Benefit

Eligibility
16 to 64 years of age
The insured must also enroll in the EXTENDED HEALTH BENEFIT, REGULAR or ENHANCED COVERAGE

Prescription drugs covered at 80% without deductible

• Pay Direct drug card
• No lifetime maximum
• Reimbursement is based on the lowest-cost generic equivalent if available

End of coverage 65 years of age Maximum overall reimbursement (per insured)

First calendar year $500
Subsequent calendar years $750

Deluxe Drug Benefit
No maximum overall reimbursement

FREE ASSISTANCE PROGRAM

This plan provides you with our program, a unique program of services and privileges for your well-being.

• Consulting services
• Support services
• Information and prevention
• Member discounts


Your partner in health

Other benefits you can add to your Dental and Drug plan are:
For complete details of the plan, quotation and or a confidential appointment please contact Maria Xavier at: 416-626-5044 Ext: 228 or e-mail at: mxavier@mriaxavier.com or mxavier@versatilefinancial.com.